Modules
Credit and Debt Awareness
A sandbox term where Thabo meets store cards, laybye, buy now pay later apps, informal lenders and the machinery of credit scores. Nothing here can hurt anyone real, which is exactly why the sharp edges are worth touching.
What it covers
- Store cards, fees and the true cost of credit
- Laybye versus buy now pay later
- Informal lenders and what 50 percent a month means
- Credit score basics and what actually builds one
Your take-home tool
Finish the module and a short interview turns your own numbers into the Debt Payoff Planner, a personalised Excel workbook with working formulas, yours to download and keep.
Certificate included with every completed playthrough
R85Get started
